* When you use your MedMoney credit card account provided by Cosmeticredit, Finance Charges are deferred for promotional credit plan purchases and then accrue from the dte of purchse through and including the last day of the promotional period if the purchase amount is not paid in full by the promotional period en date. If the promotinal credit plan is no paid in full before the promotional period ends or regural revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other Cosmeticredit promotional credit plan, the remaining balance and the amount of Finance Charges that have accrued from the date of purchase through and including the last day of the promotional period will be included in your regular revolving balance and regular credit terms will apply. As of March 1, 2008, APR is 24.99% for TIER 1. 19.99% for TIER 2, 15.99% for TIER 3, 9.99% for TIER 4 accounts, minimum monthly FINANCE CHARGE OF $1.00